Welcome to www.carrentalslasvegas.org

In a world where everyone points fingers at each other based on different criteria during an auto accident, it is important to understand who the responsible party is in such an event. Although it may seem unfair, some states do impose the responsibility on drivers of car rentals, even if they are not in the vehicle at the time of the accident. This is why it is very important for them to have insurance on the vehicle if their insurance does not cover rental vehicles. Those who do not have insurance will have all of the costs routed to them, even if they were not the one who caused the accident.

Rental insurance is easy to procure through the rental company. They often offer insurance at reasonable rates because they know that accidents do happen. It also makes them happy to know that you are being a responsible driver enough to insure the vehicle against damages which would basically waiver the costs for the renter of the vehicle in the event of an accident. Having the insurance from the rental company can also help to avoid a negative impact on your normal insurance which could amount to higher premiums and much more.

The best thing to do when an accident does happen is to collect the appropriate information such as the other driver’s license information as well as their insurance information. This will help you to contact their insurance company and learn what the process is to cover the damages. It is up to the renter to really get everything in line in the event of an accident, even if the vehicle was parked safely and someone else backed into the vehicle or caused damages to any part of the vehicle.

When paying for a rental a car in Las Vegas or any city by credit card, you may think the card provides liability coverage.

Like all things involving insurance, it’s unwise to make assumptions.

While all four of the major credit card issuers offer some form of car rental insurance, none includes liability protection. Credit cards only cover damage to the rental car.

All American Express cards include damage coverage, but the amount depends on the card type, is limited to a rental of 30 days or less and does not apply in some foreign countries. Coverage is excluded for pick-up trucks, full-sized SUVs, luxury vans, exotic sports cars and cargo vans.

Holders of Discover Platinum, Miles by Discover, Motiva, Titanium, Business and Business Miles cards have coverage for rentals up to 30 days. The amount depends on card type. Off-road vehicles, trucks, minibuses and high-value vehicles are excluded. Coverage applies to vehicles rented in the United States and Canada.

MasterCard provides coverage to Gold, Platinum, World and World Elite cardholders, but it’s limited to 15 consecutive rental days and the actual repair cost or $50,000 per incident. Rentals in some foreign countries are excluded.

Visa includes coverage up to the actual cash value of the vehicle as it was originally manufactured, but only for 15 consecutive rental days in the country of residence or 31 consecutive rental days in a foreign country, except Ireland, Israel and Jamaica. Vehicles with an open cargo bed, trucks, motorcycles, mopeds, limousines or recreational vehicles are excluded.

When renting a car in Las Vegas or anywhere else, don’t gamble with the odds of needing liability insurance. Make sure your own auto insurance policy provides liability coverage in case of an accident while driving a rental car.